Personal Loan

Some things simply cannot wait for payday.

A school fee, a medical bill, a family obligation. A straightforward personal facility with plain terms and a repayment you can plan around — estimate it below.

For the moments that call for a fast, fair answer.

The personal loan is a straightforward facility for the family need that cannot wait, with plain terms and a repayment plan you can actually plan around.

How it is secured

Terms are set based on your verified income and repayment capacity.

Who it is for

Individuals who need a defined amount for a defined purpose, repaid over a term they choose.

At A Glance

The Tool

Estimate your personal loan

A free, no-obligation estimate. Nothing is stored until you choose to continue.

Personal Loan Calculator

See an indicative monthly repayment from your own numbers.

12 months

Indicative monthly repayment

₦—

Principal only, before rate and fees — your exact terms follow a quick assessment.

Thank you — an advisor will be in touch shortly.
See your full breakdown

Your itemised schedule, requirements and a direct line to an advisor.

From Application To Approval

Four steps, no mystery

1. Apply

Share your details and the amount you need. It takes a few minutes.

2. Verify

We confirm your income or asset as quickly as verification allows.

3. Agree

You receive a plain offer with nothing hidden.

4. Access

On acceptance, funds are disbursed quickly once you are verified.

The Borrower Plain Guide

A short guide to reading any loan offer — not just ours — before you sign.

Questions, Answered

Before you apply

Any legitimate personal need — school fees, medical costs, family obligations and more.

Based on your verified income and a tenor you choose, with every figure shown upfront.

No, though verifiable income of any kind speeds up assessment.

Yes, with no hidden penalties, as set out in your offer.

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