Access the Capital You Need. When You Need It.
Direct, confident lending built around how Nigerians actually earn and repay. Clear terms, fast decisions and money that arrives when it matters.
A loan for every kind of earner
Payroll / IPPIS Loan
For salaried workers. Repayment aligned to your pay cycle, with quick approval against verified income.
Peer-to-Peer Lending
Lend to vetted borrowers for real returns, or borrow from a trusted pool.
Car4Cash
Unlock the value in your vehicle without giving up ownership. Same-day assessment.
SME Loan
Fund inventory, equipment or the next stage of growth, with terms that respect cash flow.
Personal Loan
For the family need that cannot wait. A straightforward personal facility with fair terms.
Bike Loan
Own the bike that powers your hustle. Structured repayment that grows with your earnings.
Loan sizes that grow with you
Indicative tiers — your exact rate and limit are confirmed after a quick eligibility check. No obligation.
Starter
First-time borrowers building a track record.
- Fast decision, once verified
- Flexible short-term options
- No hidden fees
Growth
Salary earners and established small businesses.
- Fast funding, once verified
- Terms matched to your income
- Named relationship contact
- Repayment aligned to pay cycle
Enterprise
SMEs and asset-backed borrowing.
- Tailored structure & terms
- Asset & Car4Cash options
- Dedicated advisor
Four steps, no mystery
1. Apply
Submit a short form or call us. Tell us the amount and the reason.
2. Assess
We review your income pattern and match you to the right product.
3. Agree
You receive a plain offer — rate, fees, repayment — with nothing hidden.
4. Access
Funds are disbursed quickly once verified. Your named contact stays with you.
Before you apply
How long does approval take?
We move quickly once your income and documents are verified. We give you a realistic timeline when you apply.
Do I need to be a salary earner?
No. We offer products for salaried workers, business owners and vehicle owners.
Are there hidden charges?
No. Every rate, fee and repayment figure is written plainly in your offer before you commit.
Can I use a loan to buy an Eco Origin plot?
Yes. As one institution we can structure the finance and the property together.
What documents will I need?
Typically a valid ID, proof of income or business, and bank statements.
Ready to move? So are we.
Check your eligibility in minutes — it will not affect anything, and there is no obligation.
