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Bike Loan

Own the bike that powers your hustle.

For riders and delivery earners: finance the bike your income depends on, with a repayment structured to move with the way you earn. Size it below.

Finance the asset your daily income depends on.

The bike loan is built for riders and delivery earners who need to finance the bike that powers their work, with repayment that grows alongside real earnings.

How it is secured

The bike itself typically forms part of the security, alongside a repayment plan matched to your earning pattern.

Who it is for

Riders, delivery earners and anyone whose daily income depends on owning a bike.

At A Glance

The Tool

Size your bike loan

A free, no-obligation estimate. Nothing is stored until you choose to continue.

Bike Financing Calculator

Size the equity, the financed portion and an indicative monthly figure for your bike.

12 months
30% equity
₦—
Financed
₦—
Est. monthly
₦—

Illustrative, before fees and rate — your schedule is confirmed on application.

Thank you — an advisor will be in touch shortly.
See the full repayment schedule

A month-by-month breakdown with all costs itemised.

From Application To Approval

Four steps, no mystery

1. Apply

Share your details and the amount you need. It takes a few minutes.

2. Verify

We confirm your income or asset as quickly as verification allows.

3. Agree

You receive a plain offer with nothing hidden.

4. Access

On acceptance, funds are disbursed quickly once you are verified.

The Rider Financing Guide

A practical guide to financing a bike sensibly, from deposit to full ownership.

Questions, Answered

Before you apply

This varies by bike and is confirmed during assessment; we will tell you plainly before you commit.

Ownership terms are set out in your offer — ask your advisor for the specifics of your plan.

Yes, it is built with delivery and commercial riders specifically in mind.

We can discuss a repayment structure that accounts for variable income where possible.

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